Working Mom

Online money transfer has never been this easy, few years back. Now we can easily transfer money online with a few touch from a mobile phone. Here are the common way of transferring money especially in case of emergency. Smart Money Padala - You can find this anywhere, even small store are offering remittance and money transfer. You can also have your own card by registering at Smart , they will give you a Smar Money card as long as you have a Smart Mobile number. Usually they can provide you a maximum of three cards per account.  There is a transfer fee, minimum of Php5.00 (as of writing). Globe GCASH - Transferring from GCASH to GCASH is free. If you are a Globe user, you can open an account with GLOBE . You have to pay P150 (at the time of this writing) to get the card right away. Easy right. Coins.ph - Coins.ph is also a mobile app, where they offer Bitcoin to Peso conversion, and vice versa. You can send and received money, but would take a while in some third par

Bitcoin in the Philippines is not yet being accepted as a regulated online currency. Although there are a lot of people who are very interested to know how this currency really works. I've encountered people who are already trading bitcoin in some social media forums like in  facebook . Most of them are investing in this unregulated currency. Risky as it may sound but who knows how much you can earn. As they say any form investment has an accompanied risk. Credits to coindesk.com In the Philippines, to make thing hassle free for bitcoin conversion  coins.ph  is offering bitcoin to peso conversion and vice versa. Coins.ph have buy and sell just like in any money changing outlet. Of course selling price is always low and buying means higher price for bitcoin. As per observation of the bitcoin trend, I observed that it started from around Php9000.00 and it's consistently going up, as of writing this article, it is now roughly around Php30,000. Although there are some webs

Every financial adviser  has her struggle and that includes being the "Invisible man" and "Seen mode friend". Almost all financial adviser I think could relate to this, specially those who do their communication on facebook or maybe in other social media. Most of the time, we would message someone and yet as if typing "no" or "not interested" would take an hour of their time. We know that these people are busy, and yet we feel that if we talk to someone and we don't get direct answers, as if there's no closure at all. But yeah that's life, and that's reality and reality bites! And oh, should I also mention that includes text messages as well (wink*). This is not new, sometimes you may loose majority of your so called online friends because of this. Funny but true, might frustrate us a bit, but we have to move on from client to client.  Client might not realize their needs for insurance or investment at their current s

Most Filipinos have days when they just exclaim, “Hindi ko alam kung san na napunta ang pera ko.” (I don’t know where my money went.) Most of Filipinos are used to saving and budgeting for the big purchases so that they can afford it. Some do not track their budgets and wonder where these “mystery spending” are coming from, as stated by 21% of the survey respondents of “Enhancing Financial Capability and Inclusion in the Philippines - A Demand-side Assessment” by the World Bank in partnership with the Central Bank of the Philippines. They wonder where their money went because of unnecessary expenses which are untracked. Here’s a look at five of those seemingly small expenses that can ruin your budget. Additional Charges Dues to Late Payments Interest rates of credit cards may seem low at 1.99% - 2.99% but if you compute it, here are some computations of amounts of interest: Credit card charges sample computation Interest rates on credit cards Php3,588.00 and Php7,176

Hokkaido Takoyaki I would never have thought that I would love Japanese food since I'm not a fan of sushi and things like that. Takoyaki, one of the street food from Japan is simply the best. Wether if it's from Hokkaido fast food or the one from  MRT stand takoyaki, it doesn't matter. The taste varies a bit depending on what's inside and of course the toppings ;) But nevertheless I love it! You can buy it by 6, 9 and a dozen in Hokkaido Takoyaki Branches. I can't wait to go back to Hokkaido Takoyaki at SM. Yum Yum.... Life simple joys...

Mango Cheese Bingsu Dessert! Yes, definitely to relieve everyday stress. If you are looking for not so sweet after lunch food, this is your chance to try the Korean Dessert in Ho Bing. Ho Bing called it Bingsu. Ho Bings' Bingsu is very affordable. Available in Regular (good for two person) and Large (good for up to 4 person). But I guess one person can savor their regular size and would ask for more. I'm guessing that the fine ice at the bottom is composed of frozen milk ;) Bingsu is generously served. Their Bingsu came in variety, you can look here for the available flavors. Their Mango Cheese Bingsu is one of the best seller and must try. You can find them in: Hobing Korean Dessert Cafe  Bonifacio Global City BGC Stopover Pavillion, Rizal Drive Corner 31st Street, Bonifacio Global City , Taguig City Happy tummy! Enjoy. 

Mary Kay is in the move. I've got a chance to visit their boot located inside our office. Courtesy of Mary Kay, our employee was able to have a short hour pamper for facial pampering :) The white thingy that you see at the right is their firming mask, as they say no happy moments when you do this else the lines will be firmed instead of flawless face :) No laughing or smiling when you apply this to your face.  After cleaning and firming mask, they are offering free makeover, quickie free make up. Ms. Cherry of Mary Kay gladly assist me on getting this effect on my eyes. Smokey eyes she said, combination of black and dark purple, which I thought was an impossible combination. Cause I usually use brown instead of purple. But successfully she made it effortless. Getting a look as if I have contact lenses. But no contact lens at all. Mary Kay also showcase their products and what are essential kits for having a clean and healthy skin. Different shades of makeup