Working Mom

Every financial adviser  has her struggle and that includes being the "Invisible man" and "Seen mode friend". Almost all financial adviser I think could relate to this, specially those who do their communication on facebook or maybe in other social media. Most of the time, we would message someone and yet as if typing "no" or "not interested" would take an hour of their time. We know that these people are busy, and yet we feel that if we talk to someone and we don't get direct answers, as if there's no closure at all. But yeah that's life, and that's reality and reality bites! And oh, should I also mention that includes text messages as well (wink*). This is not new, sometimes you may loose majority of your so called online friends because of this. Funny but true, might frustrate us a bit, but we have to move on from client to client.  Client might not realize their needs for insurance or investment at their current s

I've been waiting for this day to take the licensing exam from Insurance Commission. It is supposedly last week, but I wasn't able to do so, since my kid has fever. Insurance Commission, United Nation Avenue, Manila I reviewed all night, but I'm a bit frustrated since I wasn't able to finished all the reviewer. I woke up and see all the papers we're scattered on the floor. I'm trying to recall what happened, just then I realized that I fell asleep with the papers on my hand the night. (Sigh) But to start the day with good vibes. I need to start fresh with coffee on the table (wink) and a good breakfast. I have an hour to prepare and start traveling from Mandaluyong to Manila to get to Insurance Commission. I need to avoid rush hour to be late. At exactly 5:58 am, I left home with only one goal in my head. "Pass the two exams, without retaking!". Around 7:17, I'm already at the Insurance Commission, asking the guard how to go on the proc

My journey as a Financial Advisor merely started because of a hunger to learn how to manage money. I guess everyone might agree with me, that even the rich people are sometimes lousy in managing their own finances. Even I, myself, is guilty of doing this. It's like, if you have money, the tendency is you want more. Shopping here, expenses overboard, buying that, buying these etc. I realized, that sometimes it would take someone or somebody to poke our head for us to realize that we need to have a goal, we have to be financially literate, to make money work for us and at the same time protecting our love ones. Not for us chasing money and make us work forever. Initially the case is we will work for the money (that's true) but eventually, as the time goes by, this must not always be the case. Our family, our kids, needs us.  We need to have more time for them, we need to have time for things that we would like to do, like traveling or chasing our passion. Instead of us workin