Working Mom

As a working mom, we tend to always be in a hurry all the time specially in the morning. The challenging part is cooking healthy food for the family. I would like to share with you this easy recipe, not just easy but healthy as well. Korean inspired with a twist. Korean love vegetable a lot so I incorporated some sprouted mung beans here. 2 scrambled eggs 1/2 cup sprouted mung beans 3 tbsp all purpose flour Pinch of salt 1 tsp sugar 4 left over fried fish Water to dissolve the flour in runny consistency. Oil for frying. Pepper as desired Onion chopped small bits Just mixed all the ingredients and fry in small amount of oil in high heat to have the browning effect. Oh watch the fire not to burn the food. After a minute turn the fire medium low cover the pan to cook evenly. After 2 to 3 minutes flip it and do the same procedure to the other side. High heat to medium low heat and cover. It can be a snack or partnered with rice (I preferred hot rice ) You will thank me

Credit to pngpix.com Storing fruits and vegetables is one of the biggest problem I had . As a busy mom, I usually buy fruits and vegetables once in a week. But after a few days, these veggies and fruits are already a waste of money. When the time that I want to cook them it's already rotten. How sad... and I end up cooking nothing but meat :( So I came to research what are the best way to store fruits and veggies that could last longer. One golden rule is never store fruits and vegetable together. The acidity of the fruit makes the veggies rot faster. Apple - Store them in the coolest part of the fridge. Celery, carrots, and cabbage - pack them in plastic, some use foil but you have to consume it as soon as possible. And with carrots some cut the leafy part of it, cause that's the part that rot fast.  I tried cutting the carrots in cubes and putting them in the freezer, that should work for a week. Eggplant - Usually I put them inside the fridge, but not now. You h

Online money transfer has never been this easy, few years back. Now we can easily transfer money online with a few touch from a mobile phone. Here are the common way of transferring money especially in case of emergency. Smart Money Padala - You can find this anywhere, even small store are offering remittance and money transfer. You can also have your own card by registering at Smart , they will give you a Smar Money card as long as you have a Smart Mobile number. Usually they can provide you a maximum of three cards per account.  There is a transfer fee, minimum of Php5.00 (as of writing). Globe GCASH - Transferring from GCASH to GCASH is free. If you are a Globe user, you can open an account with GLOBE . You have to pay P150 (at the time of this writing) to get the card right away. Easy right. Coins.ph - Coins.ph is also a mobile app, where they offer Bitcoin to Peso conversion, and vice versa. You can send and received money, but would take a while in some third par

Bitcoin in the Philippines is not yet being accepted as a regulated online currency. Although there are a lot of people who are very interested to know how this currency really works. I've encountered people who are already trading bitcoin in some social media forums like in  facebook . Most of them are investing in this unregulated currency. Risky as it may sound but who knows how much you can earn. As they say any form investment has an accompanied risk. Credits to coindesk.com In the Philippines, to make thing hassle free for bitcoin conversion  coins.ph  is offering bitcoin to peso conversion and vice versa. Coins.ph have buy and sell just like in any money changing outlet. Of course selling price is always low and buying means higher price for bitcoin. As per observation of the bitcoin trend, I observed that it started from around Php9000.00 and it's consistently going up, as of writing this article, it is now roughly around Php30,000. Although there are some webs

Every financial adviser  has her struggle and that includes being the "Invisible man" and "Seen mode friend". Almost all financial adviser I think could relate to this, specially those who do their communication on facebook or maybe in other social media. Most of the time, we would message someone and yet as if typing "no" or "not interested" would take an hour of their time. We know that these people are busy, and yet we feel that if we talk to someone and we don't get direct answers, as if there's no closure at all. But yeah that's life, and that's reality and reality bites! And oh, should I also mention that includes text messages as well (wink*). This is not new, sometimes you may loose majority of your so called online friends because of this. Funny but true, might frustrate us a bit, but we have to move on from client to client.  Client might not realize their needs for insurance or investment at their current s

Most Filipinos have days when they just exclaim, “Hindi ko alam kung san na napunta ang pera ko.” (I don’t know where my money went.) Most of Filipinos are used to saving and budgeting for the big purchases so that they can afford it. Some do not track their budgets and wonder where these “mystery spending” are coming from, as stated by 21% of the survey respondents of “Enhancing Financial Capability and Inclusion in the Philippines - A Demand-side Assessment” by the World Bank in partnership with the Central Bank of the Philippines. They wonder where their money went because of unnecessary expenses which are untracked. Here’s a look at five of those seemingly small expenses that can ruin your budget. Additional Charges Dues to Late Payments Interest rates of credit cards may seem low at 1.99% - 2.99% but if you compute it, here are some computations of amounts of interest: Credit card charges sample computation Interest rates on credit cards Php3,588.00 and Php7,176