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I've talked to some people and many of them said "pass" on buying life insurance. That's okay, not everybody wants it. You can't insist on something that they believed is not a necessity. But is it really necessary? We may have different perception why we would want a life insurance, and usually though not all, when they hear the word insurance, what comes first into their mind is death. "I'm not gonna die yet, I don't need it." True that you may not need it now. But are you going to buy it, if you think you already need it? Are you still insurable by the time you think that you need it. Life insurance premium becomes higher as we age. While we are still young and earning, and still healthy, this would be the best time to get a life insurance. Some of my clients that I've talked to includes the following why they want to buy an insurance:
- To protect love ones from paying debt.
- To provide family in case of death.
- To provide for a loved ones education expenses.
- To pass wealth to heirs.
- To cover funeral expenses.
Get free quotes now on insurance to know how much will be your monthly/quarterly contribution.
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