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Showing posts from January, 2016

Time to save a life!

Holidays had passed and yet life is full of surprises! Got this new watch as a gift from the boss! :) I am glad that this is what he bought! For the reason that the company is selling their product for a cause. Half of the proceeds of their product will go the cancer patients and other beneficiaries. I wholeheartedly support their advocacy, cause I know the feeling of being part of a family with a cancer patient. Financial help is something that would help them survive the battle. Lovehopefaithgroup has their list of products in their website to choose from. They have watches, bags, tshirts, and even chocolates. This watch comes with extra battery and very lightweight. To support their advocacy please go to their website . Please see their contact below: Address: #36 Anona Street Barangay Quirino 2B Project 2 Quezon, City. Opens from 9:00 - 5:30 and close on holidays FB account click here

Why many chose Variable Insurance rather than saving in a bank?

A couple of years back, we are being familiar with traditional life insurance but since a lot of people now is looking for investment, insurance already evolved in different form. Now we already have what we called the "Variable Life Insurance" or VUL. In Variable Life Insurance, there are two components, one is what we called Face Value, where it is the amount of life insured, another component is what we call, the fund value or the cash you invested. These are separate component. (Terms may differ depending on the company) The main attraction of Variable Life Insurance is the protection itself. Once the insured passed away, guaranteed that you will get the death benefit plus the fund value. Once the insured is out of the picture, the family continues on living, they can either use the money to pay debt, source of income or to pay their expenses. I've talked to many clients already and seems to me, that what they are looking for is variable insurance. Regula

Why client buys an insurance?

Save now and protect your loved ones I've talked to some people and many of them said "pass" on buying life insurance . That's okay, not everybody wants it. You can't insist on something that they believed is not a necessity. But is it really necessary? We may have different perception why we would want a life insurance , and usually though not all, when they hear the word insurance, what comes first into their mind is death. "I'm not gonna die yet, I don't need it." True that you may not need it now. But are you going to buy it, if you think you already need it? Are you still insurable by the time you think that you need it. Life insurance premium becomes higher as we age. While we are still young and earning, and still healthy, this would be the best time to get a life insurance. Some of my clients that I've talked to includes the following why they want to buy an insurance: To protect love ones from paying debt. To provide family